Farm insurance
Livestock coverage
Livestock are insured differently from machinery or buildings, and the right approach depends on species, value, and how animals are kept.
- Named perils such as fire, lightning, windstorm, and attack by dogs
- Electrocution and accidental shooting
- Transit to sale barns and fairs
- Individual mortality for valuable animals
Request pricing for livestock coverage.
Frequently asked questions
Is death from disease covered?
Basic farm policies usually cover named perils; mortality policies may cover broader causes.
Are horses insured the same way?
High-value horses often get individual mortality coverage.
Are animals in transit covered?
Ask about transit coverage when hauling to sale or shows.
More coverage and guides
- The farmowners policy
- Farm liability
- Farm equipment and machinery
- Barns and outbuildings
- Livestock coverage
- Farm trucks and vehicles
- A farm year, season by season
- Agritourism and farm stands
- Crop insurance basics
- What affects farm insurance cost
- Farm application checklist
Last updated October 15, 2026 · How we research