Farm insurance in Washington

Farms in Washington lean on a network of businesses: 498 agricultural support firms and 284 farm supply wholesalers with paid staff in 2023, per the Census Bureau. BLS counted 13,490 crop farmworkers on Washington payrolls in May 2025, a figure that leaves out farm owners and family labor.

Washington farm economy figures

Census CBP 2023 (NAICS 115, 424910, 444220; all industries); BLS OEWS May 2025 (45-2092, 45-2093, 45-2091; payroll employees only); ACS 2020–2024. CBP does not count most crop and livestock farms themselves.

What moves a Washington farm quote

Underwriters begin with acres and land use and the dwellings and farm buildings. Then they weigh machinery values, livestock, direct sales and agritourism, custom work, hired labor, distance to fire protection, and claims history.

Keep reading: a farm year and cost factors.

Insurance oversight

The Washington Office of the Insurance Commissioner licenses insurers and agents operating in Washington. Federal crop insurance runs through USDA's Risk Management Agency and approved insurers.

Washington market towns

Ordered by the share of households with three or more vehicles (ACS), highest first.

• Pasco
• Marysville
• Kennewick
• Yakima
• Kent
• Spokane Valley
• Federal Way
• Lynnwood
• Puyallup
• Auburn
• Tacoma
• Burien
• Bothell
• Sammamish
• Renton
• Richland
• Vancouver
• Kirkland
• Edmonds
• Everett
• Lacey
• Lakewood
• Bellingham
• Spokane
• Shoreline
• Olympia
• Bellevue
• Bremerton
• Redmond
• Seattle

Farm coverage and guides

• The farmowners policy
• Farm liability
• Farm equipment and machinery
• Barns and outbuildings
• Livestock coverage
• Farm trucks and vehicles
• A farm year, season by season
• Agritourism and farm stands
• Crop insurance basics
• What affects farm insurance cost
• Farm application checklist

Every other Washington community

Farms near any Washington community can ask for a quote. Listed from smallest population to largest, with county:

Krupp (Grant County, pop. 45) · Lamont (Whitman County, pop. 78) · Waverly (Spokane County, pop. 123) · Farmington (Whitman County, pop. 134) · Starbuck (Columbia County, pop. 138) · Hatton (Adams County, pop. 141) · Kahlotus (Franklin County, pop. 141) · Skykomish (King County, pop. 158) · Index (Snohomish County, pop. 160) · Metaline (Pend Oreille County, pop. 164) · Hartline (Grant County, pop. 177) · Latah (Spokane County, pop. 177) · Cusick (Pend Oreille County, pop. 184) · Conconully (Okanogan County, pop. 198) · Washtucna (Adams County, pop. 199) · Nespelem (Okanogan County, pop. 200) · Wilson Creek (Grant County, pop. 204) · Marcus (Stevens County, pop. 219) · Creston (Lincoln County, pop. 247) · Malden (Whitman County, pop. 252) · Elmer City (Okanogan County, pop. 255) · Spangle (Spokane County, pop. 278) · Metaline Falls (Pend Oreille County, pop. 281) · LaCrosse (Whitman County, pop. 290) · Northport (Stevens County, pop. 291) · Hamilton (Skagit County, pop. 295) · Endicott (Whitman County, pop. 299) · Beaux Arts Village (King County, pop. 313) · Almira (Lincoln County, pop. 328) · Mansfield (Douglas County, pop. 340) · Riverside (Okanogan County, pop. 340) · Springdale (Stevens County, pop. 360) · Prescott (Walla Walla County, pop. 364) · South Prairie (Pierce County, pop. 367) · Oakesdale (Whitman County, pop. 384) · Mesa (Franklin County, pop. 388) · Uniontown (Whitman County, pop. 396) · Colton (Whitman County, pop. 401) · Lyman (Skagit County, pop. 422) · Ione (Pend Oreille County, pop. 444) · Hunts Point (King County, pop. 460) · Harrington (Lincoln County, pop. 461) · Wilkeson (Pierce County, pop. 488) · Lind (Adams County, pop. 524) · Sprague (Lincoln County, pop. 525) · Garfield (Whitman County, pop. 543) · Albion (Whitman County, pop. 547) · Coulee City (Grant County, pop. 554) · South Cle Elum (Kittitas County, pop. 572) · Harrah (Yakima County, pop. 576) · Rosalia (Whitman County, pop. 578) · St. John (Whitman County, pop. 590) · Fairfield (Spokane County, pop. 598) · Winthrop (Okanogan County, pop. 603) · Cathlamet (Wahkiakum County, pop. 608) · Bucoda (Thurston County, pop. 615) · Pateros (Okanogan County, pop. 626) · Rockford (Spokane County, pop. 627) · Pe Ell (Lewis County, pop. 671) · Reardan (Lincoln County, pop. 688) · Vader (Lewis County, pop. 690) · Oakville (Grays Harbor County, pop. 735) · Carbonado (Pierce County, pop. 737) · Toledo (Lewis County, pop. 767) · Concrete (Skagit County, pop. 795) · Mossyrock (Lewis County, pop. 803) · Roy (Pierce County, pop. 803) · Tekoa (Whitman County, pop. 809) · Odessa (Lincoln County, pop. 924) · Wilbur (Lincoln County, pop. 926) · Bingen (Klickitat County, pop. 942) · Electric City (Grant County, pop. 957) · Grand Coulee (Grant County, pop. 960) · Roslyn (Kittitas County, pop. 960) · La Conner (Skagit County, pop. 994) · George (Grant County, pop. 1,006) · Republic (Ferry County, pop. 1,020) · Palouse (Whitman County, pop. 1,029) · Ruston (Pierce County, pop. 1,048) · Morton (Lewis County, pop. 1,089) · Naches (Yakima County, pop. 1,090) · Ilwaco (Pacific County, pop. 1,112) · Twisp (Okanogan County, pop. 1,112) · Tonasket (Okanogan County, pop. 1,133) · Yarrow Point (King County, pop. 1,134) · Langley (Island County, pop. 1,139) · Waterville (Douglas County, pop. 1,148) · Waitsburg (Walla Walla County, pop. 1,173) · Asotin (Asotin County, pop. 1,192) · Coulee Dam (Okanogan County, pop. 1,242) · Woodway (Snohomish County, pop. 1,323) · North Bonneville (Skamania County, pop. 1,418) · Kittitas (Kittitas County, pop. 1,445) · Pomeroy (Garfield County, pop. 1,471) · Darrington (Snohomish County, pop. 1,500) · Entiat (Chelan County, pop. 1,561) · Stevenson (Skamania County, pop. 1,598) · Tieton (Yakima County, pop. 1,610) · Yacolt (Clark County, pop. 1,644) · Kettle Falls (Stevens County, pop. 1,649) · Cosmopolis (Grays Harbor County, pop. 1,663) · Nooksack (Whatcom County, pop. 1,675) · Sumas (Whatcom County, pop. 1,683) · Ritzville (Adams County, pop. 1,709) · Rock Island (Douglas County, pop. 1,722) · Long Beach (Pacific County, pop. 1,761) · Soap Lake (Grant County, pop. 1,780) · South Bend (Pacific County, pop. 1,801) · Davenport (Lincoln County, pop. 1,805) · Millwood (Spokane County, pop. 1,841) · Royal City (Grant County, pop. 1,907) · Oroville (Okanogan County, pop. 1,911) · Coupeville (Island County, pop. 1,935) · Tenino (Thurston County, pop. 1,956) · Mabton (Yakima County, pop. 1,960) · McCleary (Grays Harbor County, pop. 2,059) · Brewster (Okanogan County, pop. 2,090) · Napavine (Lewis County, pop. 2,155) · Newport (Pend Oreille County, pop. 2,235) · Bridgeport (Douglas County, pop. 2,261) · Cle Elum (Kittitas County, pop. 2,276) · Carnation (King County, pop. 2,279) · Westport (Grays Harbor County, pop. 2,341) · Castle Rock (Cowlitz County, pop. 2,445) · Dayton (Columbia County, pop. 2,471) · Gold Bar (Snohomish County, pop. 2,478) · Okanogan (Okanogan County, pop. 2,489) · Rainier (Thurston County, pop. 2,506) · Winlock (Lewis County, pop. 2,515) · White Salmon (Klickitat County, pop. 2,605) · Chewelah (Stevens County, pop. 2,687) · Colfax (Whitman County, pop. 2,692) · Friday Harbor (San Juan County, pop. 2,744) · Warden (Grant County, pop. 2,806) · Eatonville (Pierce County, pop. 2,864) · Leavenworth (Chelan County, pop. 2,908) · Medina (King County, pop. 2,976) · Zillah (Yakima County, pop. 3,123) · Kalama (Cowlitz County, pop. 3,131) · Clyde Hill (King County, pop. 3,158) · Everson (Whatcom County, pop. 3,169) · Raymond (Pacific County, pop. 3,228) · Algona (King County, pop. 3,269) · Cashmere (Chelan County, pop. 3,333) · Forks (Clallam County, pop. 3,433) · Elma (Grays Harbor County, pop. 3,515) · Goldendale (Klickitat County, pop. 3,525) · Mattawa (Grant County, pop. 3,784) · Granger (Yakima County, pop. 3,789) · Benton City (Benton County, pop. 3,876) · Montesano (Grays Harbor County, pop. 4,194) · La Center (Clark County, pop. 4,256) · Chelan (Chelan County, pop. 4,462) · Wapato (Yakima County, pop. 4,492) · Granite Falls (Snohomish County, pop. 4,702) · Moxee (Yakima County, pop. 4,791) · Medical Lake (Spokane County, pop. 5,003) · Colville (Stevens County, pop. 5,009) · Connell (Franklin County, pop. 5,071) · Omak (Okanogan County, pop. 5,167) · Deer Park (Spokane County, pop. 5,191) · Buckley (Pierce County, pop. 5,641) · Blaine (Whatcom County, pop. 6,371) · Woodland (Cowlitz County, pop. 6,496) · Prosser (Benton County, pop. 6,540) · Union Gap (Yakima County, pop. 6,582) · Brier (Snohomish County, pop. 6,603) · Steilacoom (Pierce County, pop. 6,649) · Normandy Park (King County, pop. 6,661) · Black Diamond (King County, pop. 6,787) · Fircrest (Pierce County, pop. 6,988) · Sultan (Snohomish County, pop. 7,002) · Pacific (King County, pop. 7,085) · Clarkston (Asotin County, pop. 7,138) · Chehalis (Lewis County, pop. 7,717) · Ocean Shores (Grays Harbor County, pop. 7,731) · Sequim (Clallam County, pop. 8,199) · Quincy (Grant County, pop. 8,294) · North Bend (King County, pop. 8,553) · Selah (Yakima County, pop. 8,653) · Toppenish (Yakima County, pop. 8,658) · Ephrata (Grant County, pop. 8,718) · Hoquiam (Grays Harbor County, pop. 8,771) · Milton (Pierce County, pop. 8,833) · Orting (Pierce County, pop. 8,911) · Stanwood (Snohomish County, pop. 8,943) · Othello (Adams County, pop. 9,001) · Duvall (King County, pop. 9,176) · DuPont (Pierce County, pop. 9,823) · College Place (Walla Walla County, pop. 9,846) · Snohomish (Snohomish County, pop. 10,534) · Port Townsend (Jefferson County, pop. 10,649) · Shelton (Mason County, pop. 10,737) · Sumner (Pierce County, pop. 10,885) · Burlington (Skagit County, pop. 10,945) · Fife (Pierce County, pop. 11,077) · Grandview (Yakima County, pop. 11,599) · Yelm (Thurston County, pop. 11,715) · Airway Heights (Spokane County, pop. 11,950) · Poulsbo (Kitsap County, pop. 12,562) · Gig Harbor (Pierce County, pop. 12,643) · Cheney (Spokane County, pop. 12,700) · Kelso (Cowlitz County, pop. 12,737) · Newcastle (King County, pop. 13,072) · Enumclaw (King County, pop. 13,173) · Sedro-Woolley (Skagit County, pop. 13,215) · Lake Forest Park (King County, pop. 13,276) · Liberty Lake (Spokane County, pop. 13,353) · Edgewood (Pierce County, pop. 13,496) · Snoqualmie (King County, pop. 13,748) · Woodinville (King County, pop. 13,942) · East Wenatchee (Douglas County, pop. 14,330) · Ridgefield (Clark County, pop. 15,359) · Sunnyside (Yakima County, pop. 16,317) · Ferndale (Whatcom County, pop. 16,706) · Lynden (Whatcom County, pop. 16,783) · Aberdeen (Grays Harbor County, pop. 17,044) · Washougal (Clark County, pop. 17,944) · Anacortes (Skagit County, pop. 18,148) · West Richland (Benton County, pop. 18,820) · Centralia (Lewis County, pop. 19,061) · Port Orchard (Kitsap County, pop. 19,122) · Monroe (Snohomish County, pop. 19,927) · Port Angeles (Clallam County, pop. 20,112) · Mill Creek (Snohomish County, pop. 20,993) · Ellensburg (Kittitas County, pop. 20,996) · Mukilteo (Snohomish County, pop. 21,299) · Covington (King County, pop. 21,567) · Arlington (Snohomish County, pop. 21,959) · Bonney Lake (Pierce County, pop. 22,145) · Battle Ground (Clark County, pop. 22,959) · Oak Harbor (Island County, pop. 24,163) · Kenmore (King County, pop. 24,166) · Bainbridge Island (Kitsap County, pop. 24,618) · Mountlake Terrace (Snohomish County, pop. 25,198) · Mercer Island (King County, pop. 25,302) · Moses Lake (Grant County, pop. 26,969) · Camas (Clark County, pop. 27,313) · Tumwater (Thurston County, pop. 27,826) · Maple Valley (King County, pop. 28,553) · Des Moines (King County, pop. 33,207) · Pullman (Whitman County, pop. 33,543) · Walla Walla (Walla Walla County, pop. 33,901) · SeaTac (King County, pop. 34,024) · University Place (Pierce County, pop. 35,160) · Mount Vernon (Skagit County, pop. 35,344) · Wenatchee (Chelan County, pop. 35,401) · Longview (Cowlitz County, pop. 38,294) · Issaquah (King County, pop. 39,664) · Lake Stevens (Snohomish County, pop. 41,350)

Farm insurance in Washington: common questions

Built from 2023 Census business patterns, May 2025 BLS farm occupation estimates, and five-year ACS housing and vehicle data.

Price a Washington farm policy

Last updated October 15, 2026 · How we research