Insurance for farms near Benton, AR

In Saline County, home to Benton and its roughly 38,088 residents, the Census Bureau counted 4 nursery, garden, and farm supply stores in 2023. Most farms themselves are not part of that count, which covers the businesses that serve them.

Saline County farm-related businesses

Census County Business Patterns, 2023; crop and livestock production is mostly excluded.

Average payroll per employee across Saline County was about $40,434 in 2023. Many farm households combine off-farm work in Benton with farming, which can affect how a farm policy is written.

Vehicles, roads, and the Benton area

In Benton, 4% of households keep three or more vehicles, fewer than the Arkansas share of 5%. Every one of them shares rural roads with slow-moving farm equipment.

80% of Benton workers drive alone to work, and 10% commute 45 minutes or more. Long drives on two-lane roads raise the odds of meeting a tractor or combine at dusk.

Only 3% of Benton households have no vehicle. Distance defines rural life, including the time it takes a volunteer fire department to reach a farmstead, a factor insurers weigh for every farm policy.

The Benton housing stock

The median home in Benton was built in 1995 (Arkansas: 1987). Newer homes in town contrast with older farmhouses in the countryside, which may carry very different insurance profiles.

Single-family homes make up 81% of Benton's 16,230.0 housing units. Renters head 32% of households. A second dwelling on the farm for a parent or hired hand should be listed on your farm policy.

Benton counts 15,377 households and 18,551 workers; 0.0% of those workers ride transit and 30% live within 15 minutes of work. Numbers like these tell a farm family how big the local labor pool is when harvest needs extra hands.

9% of Benton workers work from home (Arkansas: 9%). On the farm, home and work have always been the same place, which is why a farm policy has to cover both.

Town data: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter, plus B08303 and B25044. Population: U.S. Census Bureau Vintage 2024 city population estimates.

BLS estimates 390 crop, nursery, and greenhouse farmworkers on Arkansas payrolls, with a median wage of $32,970; livestock farmworkers number 460 at a median $29,340 (May 2025). Owners and family members are not counted.

Saline County accounts for 3.4% of Arkansas's employer establishments, and 57% of the county's businesses have fewer than five employees. Small, family-run businesses are the norm in towns like Benton, on and off the farm.

Practical farm habits around Benton

• Walk road-side fences after storms.
• Check hay moisture before baling and watch stacks.
• Clean combines daily during harvest and carry extinguishers.
• Review your farm policy before planting season.

A farm year, season by season walks through how risks change for farms near Benton.

Benton and nearby towns

Pulaski County, home to Little Rock, counts 9 ag support businesses. Washington County, home to Fayetteville, counts 5 ag support businesses. By share of three-vehicle households, Benton ranks 12th of 20 Arkansas towns on this site.

What insurers ask farms near Benton

• Claims history: Any prior claims
• Vehicles: Trucks and trailers
• Dwellings: Age, construction, heating
• Visitors: Stands, U-pick, events
• Help: Hired workers and payroll
• Acres: Owned and rented, and their uses

Start a farm quote near Benton

Benton farm insurance FAQ

Farm pages near Benton

• Springdale
• Rogers
• Fort Smith
• Jonesboro
• Fayetteville
• North Little Rock
• Conway
• Little Rock

Farm insurance in Arkansas · Coverage

Last updated October 15, 2026 · How we research