Farm insurance in Texarkana, Arkansas

Texarkana is a market town of about 28,897 people in Miller County, where the 2023 Census business count found 3 agricultural and forestry support businesses. Those are the businesses farm families rely on for seed, feed, fuel, parts, and custom work.

What supports farms near Texarkana

County Business Patterns 2023: all industries and NAICS 115, 424910, 444220. Farms themselves are largely outside CBP.

With 3 employees at 3 agricultural support businesses (Census, 2023), Miller County has an active custom-work market. If you hire custom operators, ask for proof of their insurance.

Vehicles, roads, and the Texarkana area

In Texarkana, 3% of households keep three or more vehicles, fewer than the Arkansas share of 5%. Every one of them shares rural roads with slow-moving farm equipment.

Commuting data for Texarkana: 81% drive alone, 12% carpool. Harvest season puts grain trucks and commuter traffic on the same roads at the same hours.

11% of Texarkana households are car-free. Outside town, nearly everyone drives, and fire department response times stretch with distance, which is why insurers ask how far your buildings are from the nearest station.

The Texarkana housing stock

Half of Texarkana's housing predates 1979. Even in newer towns, farm dwellings and barns can be much older than the homes in town.

Of Texarkana's 13,667.0 homes, 13% are in buildings with five or more units and 45% of households rent. Town housing matters to farms because it is where seasonal and hired help usually live.

There are 11,333 households in Texarkana, and 12% of its 11,548 workers carpool while 0.3% use transit. Farms hiring seasonal help from Texarkana should think about how those workers will get to the field each day.

4% of Texarkana workers work from home (Arkansas: 9%). On the farm, home and work have always been the same place, which is why a farm policy has to cover both.

Town data: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter, plus B08303 and B25044. Population: U.S. Census Bureau Vintage 2024 city population estimates.

Arkansas's payroll crop farmworkers earned a median $32,970 in May 2025 (BLS), and agricultural equipment operators $32,060. Hiring help brings Arkansas's agricultural workers' comp rules into play.

Miller County accounts for 1.0% of Arkansas's employer establishments, and 49% of the county's businesses have fewer than five employees. Small, family-run businesses are the norm in towns like Texarkana, on and off the farm.

Seasonal checklist for Texarkana-area farms

• Post warnings and set rules for farm visitors.
• Check hay moisture before baling and watch stacks.
• Lock fuel tanks and record equipment serial numbers.
• Walk road-side fences after storms.

A farm year, season by season walks through how risks change for farms near Texarkana.

Around Texarkana

Pulaski County, home to Little Rock, counts 9 ag support businesses. Washington County, home to Fayetteville, counts 5 ag support businesses. By share of three-vehicle households, Texarkana ranks 15th of 20 Arkansas towns on this site.

Getting ready for a Texarkana-area farm quote

• Livestock: Species, numbers, values
• Acres: Owned and rented, and their uses
• Equipment: Tractors, combines, implements
• Help: Hired workers and payroll
• Visitors: Stands, U-pick, events
• Dwellings: Age, construction, heating

Start a farm quote near Texarkana

Farm families near Texarkana ask

Farm pages near Texarkana

• Springdale
• Rogers
• Fort Smith
• Jonesboro
• Fayetteville
• North Little Rock
• Conway
• Little Rock

Farm insurance in Arkansas · Coverage

Last updated October 15, 2026 · How we research