Insurance for farms near Ely, NV

In White Pine County, home to Ely and its roughly 3,892 residents, the Census Bureau counted 197 businesses with employees in 2023. Most farms themselves are not part of that count, which covers the businesses that serve them.

The White Pine County ag business base

Census County Business Patterns, 2023; crop and livestock production is mostly excluded.

White Pine County's employer establishments paid about $69,155 per employee in 2023 (Census). Off-farm jobs in town are a key income source for many farm families, and they shape who is home to tend livestock during the day.

Vehicles, roads, and the Ely area

In Ely, 12% of households keep three or more vehicles, more than the Nevada share of 5%. Every one of them shares rural roads with slow-moving farm equipment.

Solo drivers account for 72% of Ely commuters; 65% reach work in under 15 minutes. Lights, slow-moving vehicle emblems, and escort vehicles on wide equipment protect both farmers and commuters.

3% of Ely households are car-free. Outside town, nearly everyone drives, and fire department response times stretch with distance, which is why insurers ask how far your buildings are from the nearest station.

The Ely housing stock

The median home in Ely was built in 1958 (Nevada: 1996). Farmhouses around older towns often date further back, with additions, wood stoves, and mixed wiring that insurers ask about.

Of Ely's 2,032.0 homes, 1% are in buildings with five or more units and 35% of households rent. Town housing matters to farms because it is where seasonal and hired help usually live.

With 2,010 employed residents across 1,622 households, Ely is a modest labor market for nearby farms; 65% of them have commutes under 15 minutes. Hired help and custom operators from town are covered differently than family members, so list everyone who works on the farm.

Remote work accounts for 9% of Ely's workforce (state: 12%). Farm families running a side business from the farmhouse, such as bookkeeping or an online shop, should mention it to their agent.

American Community Survey 2020–2024 (vehicles, commuting, year built, structure type, tenure); Census 2024 population estimates.

Nevada's payroll crop farmworkers earned a median $33,280 in May 2025 (BLS). Hiring help brings Nevada's agricultural workers' comp rules into play.

White Pine County accounts for 0.3% of Nevada's employer establishments, and 54% of the county's businesses have fewer than five employees. Small, family-run businesses are the norm in towns like Ely, on and off the farm.

Seasonal checklist for Ely-area farms

• Clean combines daily during harvest and carry extinguishers.
• Clear snow from wide barn roofs.
• Keep heaters away from bedding and straw.
• Review your farm policy before planting season.

Ely-area families with cattle or horses should review livestock coverage and farm liability.

Around Ely

Clark County, home to Las Vegas, counts 19 ag support businesses. Henderson (Clark County) sits in a county with 54,202 employer establishments. Of our 15 Nevada town pages, Ely places 1st for households with three or more vehicles.

Ely farm quote checklist

• Livestock: Species, numbers, values
• Acres: Owned and rented, and their uses
• Dwellings: Age, construction, heating
• Help: Hired workers and payroll
• Equipment: Tractors, combines, implements
• Visitors: Stands, U-pick, events

Start a farm quote near Ely

Ely farm insurance FAQ

Other Nevada towns

• Sparks
• Carson City
• Fernley
• North Las Vegas
• Reno
• Las Vegas
• Henderson
• Mesquite

Farm insurance in Nevada · Coverage

Last updated October 15, 2026 · How we research