Wilkes-Barre, PA
Insurance for farms near Wilkes-Barre, PA
Farmhouse, barns, equipment, and liability coverage for farms around Wilkes-Barre. A quote is not a binder.
Farm families around Wilkes-Barre (44,661 residents) shop, sell, and repair in Luzerne County. Census County Business Patterns lists 9 nursery, garden, and farm supply stores there for 2023.
The Luzerne County ag business base
| Census CBP 2023 | Luzerne County | Pennsylvania |
|---|---|---|
| All employer establishments | 7,212 | 307,065 |
| Nursery, garden, and farm supply stores | 9 | 524 |
| Establishments with 1–4 employees | 3,679 | 158,000 |
CBP 2023 establishment counts; most farms and ranches are not in this dataset.
Average payroll per employee across Luzerne County was about $52,376 in 2023. Many farm households combine off-farm work in Wilkes-Barre with farming, which can affect how a farm policy is written.
Vehicles, roads, and the Wilkes-Barre area
2% of Wilkes-Barre households own three or more vehicles (Pennsylvania: 4%). In farm country that often means pickups, a grain truck, and a stock trailer in the yard, each needing the right coverage.
69% of Wilkes-Barre workers drive alone to work, and 9% commute 45 minutes or more. Long drives on two-lane roads raise the odds of meeting a tractor or combine at dusk.
Only 18% of Wilkes-Barre households have no vehicle. Distance defines rural life, including the time it takes a volunteer fire department to reach a farmstead, a factor insurers weigh for every farm policy.
Homes in and around Wilkes-Barre
The median home in Wilkes-Barre was built in 1943 (Pennsylvania: 1965). Farmhouses around older towns often date further back, with additions, wood stoves, and mixed wiring that insurers ask about.
Wilkes-Barre has 19,781.0 housing units, 64% of them single-family, and 49% of households rent. Hired farm workers and young families starting out often rent in town while working on nearby farms.
There are 16,644 households in Wilkes-Barre, and 12% of its 18,935 workers carpool while 2.2% use transit. Farms hiring seasonal help from Wilkes-Barre should think about how those workers will get to the field each day.
Remote work accounts for 8% of Wilkes-Barre's workforce (state: 16%). Farm families running a side business from the farmhouse, such as bookkeeping or an online shop, should mention it to their agent.
Town data: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter, plus B08303 and B25044. Population: U.S. Census Bureau Vintage 2024 city population estimates.
BLS estimates 2,940 crop, nursery, and greenhouse farmworkers on Pennsylvania payrolls, with a median wage of $37,010; livestock farmworkers number 1,330 at a median $35,360 (May 2025). Owners and family members are not counted.
With 2.3% of Pennsylvania's businesses with employees (51% of them with one to four workers), Luzerne County is a smaller rural economy within the state. Farms near Wilkes-Barre trade with these businesses every week.
Practical farm habits around Wilkes-Barre
- Check hay moisture before baling and watch stacks.
- Post warnings and set rules for farm visitors.
- Lock fuel tanks and record equipment serial numbers.
- Clear snow from wide barn roofs.
A farm year, season by season walks through how risks change for farms near Wilkes-Barre.
Wilkes-Barre and nearby towns
Philadelphia County, home to Philadelphia, counts 6 ag support businesses. Businesses with employees in Pittsburgh's county: 33,812. Nearby Hazleton has a median home built in 1952. Of our 30 Pennsylvania town pages, Wilkes-Barre places 18th for households with three or more vehicles.
Getting ready for a Wilkes-Barre-area farm quote
- Claims history: Any prior claims
- Buildings: Barns, sheds, bins, with values
- Visitors: Stands, U-pick, events
- Equipment: Tractors, combines, implements
- Help: Hired workers and payroll
- Vehicles: Trucks and trailers
Start a farm quote near Wilkes-Barre
Farm families near Wilkes-Barre ask
What insurance do farms near Wilkes-Barre need?
A farmowners policy for the house, buildings, equipment, livestock, and liability, plus vehicles and crop insurance. See the Pennsylvania page.
What farm businesses operate near Wilkes-Barre?
County Business Patterns counted 9 nursery, garden, and farm supply stores in Luzerne County in 2023.
Are my growing crops near Wilkes-Barre covered by a farm policy?
Generally not. Growing crops are insured through federal crop insurance or private crop-hail policies.
Other Pennsylvania towns
Farm insurance in Pennsylvania · Coverage
Last updated October 15, 2026 · How we research