Abilene, TX
Insurance for farms near Abilene, TX
Farmhouse, barns, equipment, and liability coverage for farms around Abilene. A quote is not a binder.
Abilene is a market town of about 130,501 people in Taylor County, where the 2023 Census business count found 5 farm supply wholesalers, 8 nursery, garden, and farm supply stores. Those are the businesses farm families rely on for seed, feed, fuel, parts, and custom work.
The Taylor County ag business base
| Census CBP 2023 | Taylor County | Texas |
|---|---|---|
| All employer establishments | 3,658 | 670,878 |
| Farm supply wholesalers | 5 | 564 |
| Nursery, garden, and farm supply stores | 8 | 1,107 |
| Establishments with 1–4 employees | 1,786 | 359,600 |
CBP 2023 establishment counts; most farms and ranches are not in this dataset.
Average payroll per employee across Taylor County was about $48,549 in 2023. Many farm households combine off-farm work in Abilene with farming, which can affect how a farm policy is written.
Trucks and commutes around Abilene
In Abilene, 4% of households keep three or more vehicles, fewer than the Texas share of 5%. Every one of them shares rural roads with slow-moving farm equipment.
Solo drivers account for 78% of Abilene commuters; 52% reach work in under 15 minutes. Lights, slow-moving vehicle emblems, and escort vehicles on wide equipment protect both farmers and commuters.
4% of Abilene households are car-free. Outside town, nearly everyone drives, and fire department response times stretch with distance, which is why insurers ask how far your buildings are from the nearest station.
The Abilene housing stock
Half of Abilene's housing predates 1975. Even in newer towns, farm dwellings and barns can be much older than the homes in town.
Of Abilene's 53,156.0 homes, 17% are in buildings with five or more units and 44% of households rent. Town housing matters to farms because it is where seasonal and hired help usually live.
There are 46,917 households in Abilene, and 9% of its 59,950 workers carpool while 0.4% use transit. Farms hiring seasonal help from Abilene should think about how those workers will get to the field each day.
Remote work accounts for 8% of Abilene's workforce (state: 14%). Farm families running a side business from the farmhouse, such as bookkeeping or an online shop, should mention it to their agent.
Town data: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter, plus B08303 and B25044. Population: U.S. Census Bureau Vintage 2024 city population estimates.
In May 2025, BLS counted 4,290 crop farmworkers, 3,750 livestock farmworkers, and 2,200 equipment operators on Texas payrolls. Seasonal crews raise both workers' comp and liability questions.
With 0.5% of Texas's businesses with employees (49% of them with one to four workers), Taylor County is a smaller rural economy within the state. Farms near Abilene trade with these businesses every week.
Practical farm habits around Abilene
- Clear snow from wide barn roofs.
- Check hay moisture before baling and watch stacks.
- Clean combines daily during harvest and carry extinguishers.
- Walk road-side fences after storms.
A farm year, season by season walks through how risks change for farms near Abilene.
Neighboring market towns
Harris County, home to Houston, counts 30 ag support businesses. San Antonio (Bexar County) sits in a county with 39,726 employer establishments. By share of three-vehicle households, Abilene ranks 20th of 30 Texas towns on this site.
What insurers ask farms near Abilene
- Visitors: Stands, U-pick, events
- Buildings: Barns, sheds, bins, with values
- Livestock: Species, numbers, values
- Vehicles: Trucks and trailers
- Equipment: Tractors, combines, implements
- Acres: Owned and rented, and their uses
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Farm families near Abilene ask
What insurance do farms near Abilene need?
A farmowners policy for the house, buildings, equipment, livestock, and liability, plus vehicles and crop insurance. See the Texas page.
How many farm supply businesses are in Taylor County?
County Business Patterns counted 5 farm supply wholesalers, 8 nursery, garden, and farm supply stores in Taylor County in 2023.
Are my growing crops near Abilene covered by a farm policy?
Generally not. Growing crops are insured through federal crop insurance or private crop-hail policies.
Other Texas towns
Farm insurance in Texas · Coverage
Last updated October 15, 2026 · How we research