Farm insurance in Killeen, Texas

Farm families around Killeen (160,616 residents) shop, sell, and repair in Bell County. Census County Business Patterns lists 3 farm supply wholesalers, 12 nursery, garden, and farm supply stores there for 2023.

What supports farms near Killeen

County Business Patterns 2023: all industries and NAICS 115, 424910, 444220. Farms themselves are largely outside CBP.

Average payroll per employee across Bell County was about $55,687 in 2023. Many farm households combine off-farm work in Killeen with farming, which can affect how a farm policy is written.

How Killeen households get around

In Killeen, 4% of households keep three or more vehicles, fewer than the Texas share of 5%. Every one of them shares rural roads with slow-moving farm equipment.

Commuting data for Killeen: 78% drive alone, 11% carpool. Harvest season puts grain trucks and commuter traffic on the same roads at the same hours.

5% of Killeen households are car-free. Outside town, nearly everyone drives, and fire department response times stretch with distance, which is why insurers ask how far your buildings are from the nearest station.

Homes in and around Killeen

The median home in Killeen was built in 1996 (Texas: 1992). Newer homes in town contrast with older farmhouses in the countryside, which may carry very different insurance profiles.

Of Killeen's 65,793.0 homes, 15% are in buildings with five or more units and 51% of households rent. Town housing matters to farms because it is where seasonal and hired help usually live.

There are 59,769 households in Killeen, and 11% of its 71,040 workers carpool while 0.3% use transit. Farms hiring seasonal help from Killeen should think about how those workers will get to the field each day.

Remote work accounts for 8% of Killeen's workforce (state: 14%). Farm families running a side business from the farmhouse, such as bookkeeping or an online shop, should mention it to their agent.

American Community Survey 2020–2024 (vehicles, commuting, year built, structure type, tenure); Census 2024 population estimates.

BLS estimates 4,290 crop, nursery, and greenhouse farmworkers on Texas payrolls, with a median wage of $32,840; livestock farmworkers number 3,750 at a median $33,920 (May 2025). Owners and family members are not counted.

49% of Bell County's employer establishments are micro-businesses. The county holds 0.9% of the state's employers. Farm stands and on-farm shops near Killeen join that small-business economy, with product and premises liability to match.

Loss prevention near Killeen

• Check hay moisture before baling and watch stacks.
• Keep heaters away from bedding and straw.
• Review your farm policy before planting season.
• Clean combines daily during harvest and carry extinguishers.

Killeen-area families with cattle or horses should review livestock coverage and farm liability.

Killeen and nearby towns

Businesses with employees in Houston's county: 111,215. Bexar County, home to San Antonio, counts 11 ag support businesses. By share of three-vehicle households, Killeen ranks 17th of 30 Texas towns on this site.

Killeen farm quote checklist

• Vehicles: Trucks and trailers
• Livestock: Species, numbers, values
• Visitors: Stands, U-pick, events
• Dwellings: Age, construction, heating
• Equipment: Tractors, combines, implements
• Buildings: Barns, sheds, bins, with values

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Farm families near Killeen ask

Farm pages near Killeen

• Arlington
• El Paso
• Fort Worth
• San Antonio
• Dallas
• Corpus Christi
• Houston
• Austin

Farm insurance in Texas · Coverage

Last updated October 15, 2026 · How we research